Waterville-area home buyers and homeowners seeking refinancing trust Joshua at KFS Mortgage. With over 20 years of banking expertise, including a decade focused on the local market, Joshua provides comprehensive financial guidance for your mortgage needs. Beyond his extensive knowledge, Joshua is a Maine-appointed Dedimus Justice and Notary Public, reflecting his commitment to serving the community. A long-time resident after a childhood spent across the US, Joshua's dedication to Maine ensures personalized service and a deep understanding of the local real estate landscape.