Top-producing loan officer with 20+ years experience, specializing in personalized mortgage solutions. Joshua leverages deep industry knowledge and a client-focused approach to achieve lasting financial success for homebuyers. Strong referral network built on trust with Realtors, Financial Advisors, and Attorneys. Rutgers University School of Business alumnus. Actively involved in the community, conducting First Time Homebuyer workshops. N.J. Department of Banking and Insurance licensed. Equal Housing Opportunity.