Carbondale, Illinois: Connect with Joshua Combs, your dedicated Mortgage Loan Officer at First Southern Bank. Joshua specializes in simplifying the home financing journey, expertly guiding clients through conventional and FHA loan options. He provides personalized service and clear communication, ensuring a smooth and stress-free mortgage experience. Visit Joshua at the Carbondale branch during business hours, 9 AM to 5 PM, to discuss your homeownership goals and explore financing solutions tailored to your needs. Let Joshua's expertise unlock the door to your dream home.