Kitsap Bank proudly presents Joy Balstad, your dedicated Mortgage Loan Officer in Poulsbo, Washington. Serving Poulsbo and neighboring communities, Joy leverages her deep mortgage expertise to guide you through every step of the lending process. From application to closing, she ensures a smooth and efficient experience. Connect with Joy at the Kitsap Bank Poulsbo office, Monday through Friday, 9 AM to 5 PM, and discover the right mortgage solution for your needs.