Experienced bilingual (English/Spanish) Loan Officer with 20 years in the mortgage industry. Passionate about helping clients achieve their homeownership dreams in Puerto Rico. As a Ponce native, I understand the local market and am committed to providing PenFed members with exceptional service and competitive rates. Dedicated to a healthy lifestyle and family, I enjoy golf and the beach. My goal is to help you navigate the mortgage process smoothly and achieve your financial goals. Let's make your dream a reality.