Sturbridge, MA mortgage expert Julia Critelli, a Loan Officer with TD Bank NA, specializes in navigating the complexities of FHA and Conventional loans. From 9 AM to 5 PM, she leverages her deep understanding of mortgage products to help clients achieve their homeownership dreams. Count on Julia to guide you through the loan process and secure the financing you need. Her focus is on simplifying the path to FHA and Conventional loan approval.