Spring EQ loan officer specializing in diverse home equity solutions. Expertise includes FHA, VA, Fannie, Freddie, and Non-QM mortgages up to $3M. Offering tailored programs for self-employed borrowers with 12-24 month bank statement options and real estate investors leveraging cash-flow analysis. Condo program expert for properties outside standard agency guidelines.
Home equity loan specialist providing 100% CLTV options for primary and second homes with terms up to 30 years. Benefits include no cash reserve requirements, title insurance waivers on loans under $250K, drive-by appraisals for loans under $175K, and acceptance of appraisals up to 12 months old. Utilizing Experian credit scores for streamlined approvals.