Effingham, Illinois homebuyers: Meet Julie Withers, your dedicated Mortgage Loan Officer at Midland States Bank. Julie provides expert guidance and personalized mortgage solutions to help you achieve your homeownership dreams. Serving the Effingham area, Julie offers comprehensive mortgage services, simplifying the financing process from application to closing. Connect with Julie during business hours, 9 AM to 5 PM, to explore your mortgage options and secure the best financing for your needs. Let Julie's expertise work for you.