Experienced Loan Officer dedicated to simplifying the mortgage process. With 19 years in the industry, I guide families through home purchases and refinances with clear communication and expert knowledge. Specializing in VA, FHA, Reverse, Conventional, USDA, and Idaho Housing loans, I strive to make each transaction smooth and understandable. My commitment is to empower clients with the knowledge they need for future success. Contact me today for personalized mortgage solutions.