Waverly, Minnesota's Citizens State Bank of Waverly, Inc. welcomes Justin Rowe, your dedicated mortgage expert. Justin provides personalized guidance through every step of the mortgage process, making homeownership dreams a reality. Available 9 AM to 5 PM, he leverages his in-depth knowledge to deliver a seamless and efficient experience for individuals and families. Contact Justin for exceptional customer service and tailored mortgage solutions in the Waverly area.