Lynchburg, VA homebuyers: Meet Justin Kobischen, your dedicated mortgage expert at FirstCitizens Bank & Trust. Justin provides personalized loan solutions to individuals and families throughout the Lynchburg area. With a deep understanding of the mortgage landscape, he guides clients through every step, ensuring a smooth and informed home financing experience. Connect with Justin during business hours, 9 AM to 5 PM, to explore your mortgage options and achieve your homeownership goals.