Honolulu-based Justine Nicole Garino is your dedicated mortgage expert at Bank of Hawaii. Guiding clients through the home financing process, Justine leverages her in-depth mortgage industry knowledge to provide tailored solutions within Bank of Hawaii's comprehensive suite of loan products. Connect with her during Hawaii business hours, 9 AM to 5 PM HST, for personalized assistance in achieving your homeownership goals. Let Justine help you navigate the mortgage landscape with confidence.