California Licensed Loan Officer specializing in home financing and refinancing solutions. Guiding clients through every step, I provide expert advice and personalized loan options to achieve your homeownership goals. Whether you're a first-time buyer or seeking to refinance, I'm dedicated to securing the best possible terms for your unique situation. Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act; CA Lic # 1286064. Let's discuss your mortgage needs today.