Williamsburg, Virginia homebuyers: Meet Karissa Ellis, your dedicated mortgage expert at Citizens and Farmers Bank. With deep roots in the mortgage industry, Karissa simplifies the loan process, providing clear guidance from application to closing. She's committed to making your homeownership dreams a reality. Available weekdays 9-5, Karissa leverages her extensive knowledge to tailor mortgage solutions to your unique needs. Contact Karissa today and discover your ideal mortgage options.