Spencer, TN: Connect with Karla Hutson, your dedicated Loan Officer at Citizens TriCounty Bank, for expert FHA and Conventional loan solutions. Karla simplifies the mortgage process, offering personalized guidance to help you secure the ideal financing for your home. Specializing in both government-backed and traditional mortgages, she ensures you understand all available options. Available Monday-Friday, 9 AM to 5 PM, Karla is committed to serving the Spencer community with integrity and expertise. Contact her today to explore your homeownership possibilities.