Oregon native and University of Oregon graduate, Karly brings over 15 years of residential mortgage expertise to every client. A former professional golfer, Karly transitioned her competitive drive and dedication to helping families achieve their homeownership dreams. Partnered with Thorgen Cramer, head golf professional at Forest Hills Golf Club, and raising their son James, Karly is deeply rooted in the Oregon community. She offers comprehensive knowledge of diverse loan programs and a commitment to honest, helpful service, making her a top loan officer in the region. NMLS ID # 3113