Norfolk, Virginia homebuyers seeking FHA or conventional loans can rely on Karnecia Valencia at Navy Federal Credit Union. As a dedicated loan officer, Karnecia leverages her expertise to guide clients through the mortgage process, securing optimal financing solutions. Connect with Karnecia Monday through Friday, 9 AM to 5 PM, for personalized assistance in achieving your homeownership goals. Specializing in the Norfolk area, Karnecia is committed to making your dream home a reality.