Navigating the complexities of homeownership? At Residential Bancorp, I specialize in tailoring loan solutions to your unique needs, including FHA and VA options with minimal down payments. In today's market, buying can be more affordable than renting, and closing costs can be less than rental deposits. I'm approved to offer community programs featuring benefits like no first-time buyer requirement, income limits up to $150,000, and down payment assistance. Highlights include loan amounts up to $510,400, purchase prices up to $525,000, and flexible financing options. Benefit from step-by-step guidance, quick closings, and monthly equity building. Contact me today to explore your homeownership possibilities. Sales Manager - NMLS#402460 Residential Bancorp, NMLS#210853. Equal Housing Lender. www.kohomeloans.com www.nmlsconsumeraccess.org