Lake Placid, NY: Connect with Kathy Johnsen, your dedicated mortgage expert at NBT Bank National Association. Kathy provides personalized guidance and simplifies the home financing process. Available 9 AM to 5 PM, she delivers exceptional service, helping you navigate your mortgage options. Whether you're a first-time homebuyer or seeking to refinance, Kathy's expertise ensures a smooth and informed experience. Contact Kathy at NBT Bank in Lake Placid for all your mortgage inquiries.