KS&PK

Kay Simmons & Pat Kron

Residential Mortgage Loan Originator

Loan Officer

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About

**Your New Construction & Land Loan Experts** Leveraging 25+ years of mortgage banking expertise, we specialize in lot financing and new construction loans. Simplify your project with our all-in-one construction loan, covering land acquisition, construction, and permanent financing in a single closing. Lock in your permanent rate upfront and borrow up to 90% of project costs. Beyond construction, we offer comprehensive mortgage solutions including FHA, VA, Conventional, and portfolio loan options. Customer service is our priority. We provide honest guidance to find the best mortgage product for your unique needs. Contact us today for a free pre-qualification. We're available around the clock to assist you.

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