Seasoned Mortgage Loan Originator serving South Central Indiana since 1983. Expert in Conventional, FHA, VA, USDA, Indiana Housing, Construction, and Jumbo loans. Dedicated to finding the right mortgage solution for your unique needs. Formerly with Ruoff Mortgage as a consistent President's Club member, and recognized as a Top Mortgage Professional in Indiana. Active in the Crossroads Association of Realtors and Columbus Housing Authority. Now at Bailey and Wood Financial Group, bringing decades of experience and a commitment to excellence to every client.