Augusta County based mortgage expert with 18 years experience in Waynesboro, Staunton, and Augusta County helping clients achieve their homeownership dreams. Specializing in first time homebuyers, refinances, and construction loans. Proficient in a variety of loan programs including FHA, VA, RD, Conventional, and ARM loans. Dedicated to providing clear guidance throughout the mortgage process, ensuring a smooth and timely closing. Partner with me to explore your options and secure the best financing for your needs.