Hawaii mortgage expert Kennedy Kugle, a Kailua resident for 28 years, blends local insight with financial acumen to guide clients through the home buying process. Since 2020, Kennedy has leveraged his University of Hawaii (B.A. Economics) and Hawaii Pacific University (MBA) education to serve the community. Specializing in first-time homebuyers and Veterans, he offers personalized guidance and a deep understanding of the Hawaiian market. Kennedy's passion extends beyond finance; he enjoys island life with friends, family, and exploring Hawaii's beaches. Contact Kennedy for expert mortgage advice rooted in local knowledge.