Seasoned loan officer (NMLS #3274) with 25+ years in banking, dedicated to providing efficient and accurate mortgage solutions. My background in public service and fitness instruction instilled a commitment to precision and client satisfaction, ensuring a smooth and timely closing process. Backed by a strong team, I guide clients through every step. Visit KennethWinkel.com for personalized service. Licensing details: guildmortgage.com/licensing. All loans subject to approval; terms apply. Subject to change.