Dedicated Mortgage Professional committed to providing exceptional service and building lifelong client relationships. Leveraging 20 years of mortgage industry experience and 27 years of military service, I offer expert guidance and personalized financing solutions to homebuyers and homeowners. My client-first approach prioritizes understanding your unique needs and delivering efficient, effective results through open communication. Let me help you navigate the mortgage process seamlessly. OVM Financial powered by AnnieMac Home Mortgage, an equal housing lender. Corporate NMLS ID# 338923 (http://www.nmlsconsumeraccess.org) https://annie-mac.com/pages/licensing