Waynesboro, PA homebuyers: Meet Kerita Ebanks Elwood, your dedicated mortgage expert at Farmers and Merchants Trust Company of Chambersburg. Kerita specializes in guiding local clients through the mortgage process, simplifying complex decisions and securing the right financing. Available 9 AM to 5 PM, she offers personalized service and in-depth knowledge of the Waynesboro housing market. Connect with Kerita today to explore your mortgage possibilities and achieve your homeownership goals.