Experienced Mortgage Loan Originator at First Mortgage Direct. I specialize in guiding homebuyers and homeowners through the complexities of mortgage financing. With over 20 years of experience in credit evaluation and customer service, I expertly match borrowers with optimal loan programs for purchases and refinances. I am dedicated to securing the best possible loan terms and providing transparent, educational support throughout the entire mortgage process. My goal is to empower clients with the knowledge and confidence to achieve their homeownership dreams.