Experienced Senior Loan Officer specializing in tailored mortgage solutions. Not always the lowest rate, but the best fit for complex deals. 25+ years in mortgage banking: processing, underwriting, management, and loan origination. I excel at finding solutions for borrowers with unique needs, including non-warrantable condos, construction/rehab loans, and less-than-perfect credit. As a portfolio lender, JDCU offers flexible options beyond conventional mortgages. Seeking a seasoned professional for your challenging property financing? Let's discuss your situation.