**Kim Novotny: Your Trusted Mortgage Advisor**
Navigating today's mortgage landscape requires expertise. With 20+ years in banking, Kim Novotny simplifies the home buying or refinancing process, ensuring a stress-free experience.
From first-time buyers to seasoned homeowners, Kim offers tailored loan solutions, including Conventional, MHFA, Rural Development, FHA, VA, and construction loans. She specializes in down payment assistance, credit building, and Home Federal's Welcome H.O.M.E. program.
Kim is passionate about helping clients achieve financial success through homeownership. She prioritizes honesty, integrity, and personalized service, building lasting relationships.
Contact Kim Novotny at JustCallHome.com/KimNovotny for a special offer. Home Federal: Local lenders, local service, local decisions.