Columbia, MD homeowners: Meet Kim Earls, your dedicated Rate loan officer. Backed by one of the nation's leading mortgage lenders, Kim specializes in simplifying home financing. Whether you're buying your dream home or exploring refinance options, she provides expert guidance and a seamless, stress-free experience. Reach out to Kim directly at 4103192371 to discuss your mortgage needs and discover personalized solutions. Let Kim help you navigate the path to homeownership with confidence.