Mortgage Loan Originator specializing in government-backed loans (Rural Development, VA, FHA). Passionate about guiding homebuyers through the process, especially first-time buyers. Offering potentially significant savings with FHA grants covering up to 4% of down payment and closing costs. Competitive rates and terms available for qualified borrowers with strong credit. Benefit from zero lender fees, maximizing your investment. Contact me today to explore your homeownership options and experience exceptional service.