Mortgage Loan Officer Kreshnik Halilaj at Citizens Bank, N.A. in North Andover, MA, helps individuals and families secure their dream homes. Specializing in the mortgage lending process, Kreshnik expertly guides clients through every step, from application to approval. Available Monday-Friday, 9 AM-5 PM, at the North Andover branch, he leverages his deep understanding of Citizens Bank, N.A. policies to ensure compliant and ethical mortgage solutions. Contact Kreshnik for personalized mortgage assistance in North Andover and neighboring areas.