Memphis, TN Home Loans: Connect with Kristen Riley at Simmons Bank. As a dedicated mortgage professional, Kristen guides clients through every step of the home financing journey. From initial consultation to closing, she provides expert advice and personalized solutions tailored to your unique needs. Seeking a mortgage in the Memphis area? Kristen is available during business hours (9 AM - 5 PM CT) to discuss your options and deliver a seamless, client-focused experience. Let Kristen help you achieve your homeownership dreams.