Experienced Mortgage Loan Officer licensed in Iowa and Illinois, dedicated to making homeownership dreams a reality since 1994. Expertise spans diverse financial roles, providing a comprehensive understanding of client needs. Passionate about educating borrowers and delivering exceptional customer service, ensuring a smooth, surprise-free mortgage process. Specializing in VA, FHA, Conventional, USDA, IFA, IDHA, 203K, and Jumbo loans, including new construction with extended lock options. Cardinal Financial offers flexible solutions, including options for credit scores as low as 560 and debt-to-income ratios up to 50%. Dream it, we loan it, you own it! Contact me today for personalized mortgage solutions tailored to your schedule.