Mortgage expert Kristi Schmidt brings 20+ years of purchase market experience, including underwriting, to American Pacific Mortgage. Her deep program knowledge and commitment to client education empower borrowers to make informed decisions. Kristi specializes in jumbo financing, self-employed borrowers, VA loans, first-time homebuyers, FHA, refinancing, down-payment assistance, condo financing, and renovation loans. Backed by American Pacific Mortgage's rigorous training, Kristi provides expert guidance and builds lasting relationships. She's passionate about helping clients achieve homeownership and stays current on market trends. Contact Kristi at 303-870-7826 for personalized mortgage solutions.