Red Oak Iowa's trusted mortgage advisor, Kristi O'Neal, is a Loan Officer at Houghton State Bank. She expertly navigates clients through the home financing journey, simplifying the mortgage process from application to closing. Serving the Red Oak region and neighboring communities, Kristi offers personalized mortgage solutions tailored to your unique needs. Connect with her during business hours, 9 AM to 5 PM, for dedicated support and comprehensive mortgage services.