Gulfport, MS Loan Officer: Kristi Payne at FIRST BANK helps individuals and families secure their dream homes. Specializing in mortgages, Kristi provides expert guidance and personalized service throughout the entire loan process. Serving the Gulfport area and surrounding communities, she ensures a smooth and efficient experience, navigating clients through every step from application to closing. Contact Kristi during business hours, 9 AM to 5 PM, for comprehensive mortgage solutions tailored to your unique needs.