Kelso, WA homebuyers: Meet Kristi Spears, Branch Manager and Loan Officer at VIP Mortgage, Inc. Kristi specializes in simplifying the mortgage process, expertly guiding clients through conventional and FHA loan options. With a strong track record in the mortgage industry, she's dedicated to providing exceptional customer service and securing the right home financing solution for you. Available Monday through Friday, 9 AM to 5 PM. Contact Kristi for expert mortgage assistance in the Kelso area.