**Kristi Cummins: Your Homeownership Advocate | NMLS# 817862**
As a Senior Mortgage Consultant with Home Services Lending, a Berkshire Hathaway affiliate, I guide clients through every step of the mortgage process. Part of HomeServices of America Inc., we prioritize an exceptional customer experience, offering competitive residential financing to creditworthy borrowers. My mission is to empower individuals and families to achieve their homeownership dreams. Let's explore your options and find the perfect mortgage solution for you.