**Kristine: Your Dedicated Mortgage Advisor**
Leveraging 16 years of financial experience, including a background in insurance and an accounting degree from the University of Phoenix, Kristine joined Waterstone Mortgage to help clients achieve their homeownership dreams. A Utah State University alumna, she excels at listening and understanding individual needs, ensuring clients secure the optimal loan solution. Kristine's meticulous approach, honed through years in finance, guarantees a smooth and informed mortgage process. When she's not assisting clients, Kristine enjoys exploring Central Oregon with her husband and three children through activities like disc golf, kayaking, and lacrosse.