Mortgage expert Kristine delivers exceptional service, guiding clients to smart financial choices and simplifying the loan process from application to closing. A consistent top producer for VHDA loans and a TowneBank Mortgage Chairman's Club member, Kristine specializes in Conventional, FHA, VHDA, VA, and renovation mortgages. Her dedicated team ensures a seamless and positive experience for every client. Deeply committed to community, Kristine actively volunteers with organizations like the YMCA and Feed More.