Mortgage expert since 1995, dedicated to helping clients achieve their homeownership dreams. Specializing in first-time homebuyers, I leverage extensive product knowledge to find the perfect mortgage solution tailored to individual needs. I've guided thousands through the lending process, ensuring a smooth and informed experience. Outside of mortgages, I enjoy travel, boating, and beach life. Proud husband and father to a daughter in event production and a son serving as a Captain in the US Army.