Experienced Mortgage Loan Officer specializing in first-time homebuyers and special housing programs. With Vining Mortgage, a division of Bank of England Mortgage since 2009, I leverage diverse loan products and competitive rates to help clients achieve their homeownership dreams. I excel at guiding individuals, including those with credit challenges, through the mortgage process, providing clear explanations and personalized support. My passion lies in making homeownership accessible and rewarding for everyone. Started in the mortgage industry in 2001.