Seasoned Lending Expert dedicated to helping you achieve your homeownership dreams. With 15+ years of experience, I navigate the complexities of Conventional, FHA, VA, USDA, and Jumbo loans to find the perfect fit for your needs. I specialize in guiding clients through both purchase and refinance options, including strategies for shorter loan terms and cash-out refinancing. Let my expertise unlock the door to your financial future and the home you deserve.