Mortgage expert with 25+ years experience navigating complex loan landscapes. Specializing in FHA, VA, Non-QM, and conventional financing, I empower clients to make informed mortgage decisions, whether refinancing or purchasing. I leverage Sun West's innovative AI technology and common-sense underwriting (credit scores as low as 500) to secure competitive rates and flexible terms, including income loans with 12-24 month bank statements. Stay ahead of evolving loan amount changes (since 2023) and gain a competitive edge with our TRU Approval Lending Approval. Let's explore your options and achieve your property goals.