Mortgage expert dedicated to simplifying your home financing journey. I leverage 18+ years of mortgage industry experience, backed by 35+ years in customer service and 30+ years in real estate, to secure the ideal loan for your needs. Expect clear communication and unwavering advocacy throughout the purchase or refinance process. I'm a Certified VA Home Loan Specialist, licensed in AL & TN. Contact me today to explore your options and achieve your homeownership goals.