Seasoned Mortgage Loan Originator (NMLS# 139300) with 30 years of experience securing optimal financing solutions. Licensed in Indiana, Kentucky, Tennessee, Georgia, Alabama, and Florida (KY - MC792469). Ruoff's Elite President Club member and consistent Branch Originator of the Year (2017-2023). Two-time Scotsman Guide Top US Originator. Expertise spans mortgage ownership, loan origination, processing, and closing. Known for efficiency, dedication, and a commitment to exceeding borrower and partner expectations. Let my experience guide you through the mortgage process.