Experienced Mortgage Loan Originator specializing in residential refinance, including FHA, Conventional, and VA loans. Expertise in reverse mortgages. Licensed since 2014, with a deep understanding of the mortgage industry since 2009, and a finance background dating back to the 1990s. Proven skills in management, business development, and sales, gained from roles as Brokerage Principal, Assistant Branch Manager, and Compliance Officer. Adept at navigating mortgage technology and client portals. Dedicated to building trust through honesty and hard work. Holds advanced degrees and possesses a diverse background encompassing real estate, legal support, and community engagement.