Red Wing, Minnesota: Connect with Lynette Smerud, your dedicated mortgage expert at First Farmers & Merchants Bank. Lynette provides personalized guidance and support, simplifying the home loan process from application to closing. Available during business hours (9 AM - 5 PM), she leverages her deep understanding of mortgage products to help you achieve your homeownership goals. Experience exceptional client service and expert advice with Lynette at First Farmers & Merchants Bank.