Hawaii Community Federal Credit Union welcomes Manuel Ramirez, your dedicated mortgage expert in Kailua Kona. Manuel provides personalized mortgage solutions, guiding you through every step of the home financing process. Leverage his in-depth knowledge of Hawaii Community Federal Credit Union's mortgage products to achieve your homeownership dreams. Connect with Manuel during business hours, 9 AM to 5 PM, for expert assistance and a seamless mortgage experience. He is committed to helping you find the perfect mortgage fit.